What Does Your Insurance Broker Look for in Your Risk Profile?

One of the key factors your insurance broker considers is the risk factor level you bring to the policy. A prime example of this would be if you come in with a previous cancer diagnosis and want to purchase a life insurance policy. Your risk factor or level in this case would be higher than someone who has no history of cancer and wants the same policy. Your health record may not be the only contributing factor when your insurance broker considers your risk profile. Here are a few more factors they consider and what you need to know about Read More →